Retirement Planning

It’s never too early or too late to start thinking about your retirement. Your current income, retirement savings, and the age you plan to retire are just some of the factors to consider. It can feel overwhelming, but it doesn’t have to be. Our Retirement Planning page can help answer your retirement questions.

How much do I need to retire?

The average person leaving the world of full-time work at age 65 can reasonably expect to spend 20 to 30 years or more in retirement. We recommend that you speak with a financial professional for more detailed information, but for now, you can use our Retirement Calculator, which can help you estimate how much you will need to retire.

What is the retirement age for Social Security?

You can start receiving Social Security retirement benefits when you turn 62. However, if you start receiving benefits before your full retirement age, your benefits will be reduced based on when you start. If you were born between 1943 and 1954, your full retirement age is 66. If you were born in 1960 or later, your full retirement age is 67. 

Expertise and experience are both important to provide good solutions to difficult retirement income needs. Growing older “more experienced”, happens more quickly than many plans accommodate, sooner than we often want, and with more expense than we may have budgeted.

We are living longer–the 100+ age group is the fastest growing in the country, and those 85+ are next. Assets may need to provide retirement income for two or three or even four decades!  Are you confident that your assets will not be stretched to the breaking point, leaving you without sufficient income?

Certainly, we benefit from greater income and better planning. And so do our children and grandchildren, and all those we care greatly about.

Could our ideas below benefit you?

  • Am I doing enough?  Doing it the best ways?  How do I know?
  • Pre-Retirement Pension Planning
  • Retirement Income . . . Interest And Dividends Of All Kinds
  • Finding Money For More Retirement Income
  • Retirement Income, Independent Living, and Long Term Care
  • Planning and Long Term Care Insurance
  • Life Insurance Checkup and Retirement Income